stearnsbank.net 69 C
🛡️ SEO 59 🤖 GEO 89 ⚡ Perf 40 🏗️ Arch 70

stearnsbank.net — Global SEODiff Score 69/100

stearnsbank.net
📊

stearnsbank.net demonstrates elite AI-Readiness, achieving an ACRI of 85/100 — placing it in the top 98% of all indexed domains. Compared to other finance sites (avg score: 57), stearnsbank.net performs above the benchmark, suggesting strong competitive positioning in AI search. Content is delivered server-side, meaning bots and AI agents can parse the full page without executing JavaScript. The token bloat ratio sits at a lean 3.1×, meaning the ratio of code to visible content is efficient — crawlers spend their token budget on actual information. Structured data coverage is solid at 2 blocks, covering core entities — expanding to include FAQ or Breadcrumb schemas could strengthen the profile further. All major AI bot user-agents (GPTBot, ClaudeBot, CCBot, Google-Extended) are permitted by robots.txt, ensuring broad AI crawler access.

69
C — Global SEODiff Score
Comprehensive search visibility assessment
Strong foundations, but Performance (40) is your bottleneck.
🎯 Top Fix: Monitor weekly to catch regressions early
🔬 Automated SEODiff Assessment · Snapshot: Feb 25, 2026 · 📋 API
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🧮 Score Transparency — How is this calculated?
🛡️ Traditional SEO (25% weight)59 × 0.25 = 14.8
🤖 AI Readiness / GEO (40% weight)89 × 0.40 = 35.6
⚡ Performance (20% weight)40 × 0.20 = 8.0
🏗️ Architecture & Trust (15% weight)70 × 0.15 = 10.5
Weighted sum = 14.8 + 35.6 + 8.0 + 10.5
Global SEODiff Score = 69 (C)
📊 ACRI Sub-Scores (AI Readiness Detail)
100
Bot Access
avg 92
99
Rendering
avg 93
93
Structure
avg 35
44
Schema
avg 10
50
Tech Stack
avg 64
🔀
Visibility Delta: Google vs AI
Google (Tranco)
Top 50%+
Rank #558980
-53 pts
Gap
AI (ACRI)
Top 2%
Score 85/100

stearnsbank.net ranks much higher on Google (Tranco Top 50%+) than in AI search (Top 2%). This is the 'Invisible Giant' pattern — implement the patches above to close the AI gap. ACRI measures technical crawler readiness. Read the methodology →

Why stearnsbank.net ranks here

Tech stackCustom / Proprietary
Industryfinance
RenderingSSR
Schema coverage2 blocks
Token bloat3.1×

Fastest improvements

  • You’re already in decent shape — the next moat is monitoring drift over time.
  • Create an llms.txt file so AI crawlers can discover your content structure without heavy crawling. Generate llms.txt →
  • Run a full entropy audit to find which DOM regions waste the most tokens. Run Entropy Audit →
🧪

JavaScript Rendering Check

We check what AI crawlers miss when they skip JavaScript execution.

Running headless browser to simulate AI extraction…
🛡️

Traditional SEO

59/100 25 % of Global Score 🟢 High Confidence

📝 Title Tag

69 chars
Too long

Optimal range: 30–60 characters for SERP display.

📋 Meta Description

293 chars
Too long

Optimal range: 120–160 characters for snippet control.

🔤 Heading Hierarchy

  • ✓ Exactly 1 <h1> tag — found 1
  • ✓ Has <h2> headings — found 4
  • ✓ <h2> not before <h1>

🔍 Indexability

  • ✓ Canonical tag present → https://www.stearnsbank.com
  • ✓ No noindex directive
  • ✓ Meta viewport set
  • ✓ HTML lang attribute → en
  • ✗ Hreflang tags
  • ✓ Googlebot allowed by robots.txt

🌐 Social / OpenGraph

  • ✓ og:title — Stearns Bank | SBA Loans, Equipment Financing, USDA Rural Development
  • ✓ og:description — Stearns Bank, a full-service bank with branches in Minnesota, Florida, and Arizona, offers the friendly service of a community bank with a national presence in commercial lending, equipment financing, and SBA loans. We also have business and personal checking, market savings accounts and CDs.
  • ✓ og:image — preview
  • ✓ twitter:card — summary
📐 How the SEO Pillar score is calculated

SEO Pillar = Title (20 pts) + Meta Desc (20 pts) + Heading Hierarchy (20 pts) + Indexability (20 pts) + Social/OG (20 pts)

Each sub-score is derived from the checks above. Canonical tag, lang attribute, og:image, and a single H1 are the highest-impact items.

🤖

AI Readiness / GEO

89/100 40 % of Global Score 🟢 High Confidence

This pillar aggregates citation share, hallucination risk, bot access, schema health, and content extractability. The individual diagnostic sections below contribute to this score.

🔗

Citation Alternatives

Research
💡
Insight: In the finance sector, unlimit.com (ACRI: 82) currently has stronger AI extractability. AI models tend to prefer sources with higher semantic structure and schema coverage. Domains with ACRI < 40 see 3.5× more hallucinations. Read the research →
stearnsbank.net
78
Your ACRI Score
82
Industry Peer ACRI
AI models prioritize pages with strong semantic structure and schema coverage. unlimit.com has schema coverage of 1 blocks and uses WordPress. Improve your score by implementing the remediation patches below.
📊 Side-by-Side Comparison →
🚨

Hallucination Risk

Research

Is AI lying about your brand? This panel measures how likely LLMs are to hallucinate facts when extracting information from your page.

Analyzing hallucination risk…

🤖 Bot Access Matrix

GPTBot (OpenAI)
Allowed
ClaudeBot (Anthropic)
Allowed
CCBot (Common Crawl)
Allowed
Google-Extended
Allowed
Googlebot
Allowed

👻 Rendering (Ghost Ratio) Docs

Ghost Ratio 5%
0% — Safe 50% 100% — Risk
Status Server-Side Rendered (Safe)
Rendering Type SSR

📊 Structure & Information Density Docs

Structure Grade 93/100 — Excellent
Structured Elements 247 elements (247 lists, 0 rows, 0 headers)
Total Words943
Raw Density26.2%

🏷️ Schema Health Docs

Organization Schema ✅ Present
Product / Service Schema ⚠️ Not Found
Total Schema Blocks2 block(s) — Basic (low value for AI)

Schema Coverage Map

2/7 schema types detected
✅ Organization
❌ Product/Service
❌ Breadcrumb
❌ FAQ
❌ Article
✅ WebSite
💡Product / Service schema missing. AI models don't know this is a SaaS product. Add Product or SoftwareApplication schema so AI understands what you offer and can surface pricing/features.
💡BreadcrumbList schema missing. AI cannot understand your site hierarchy or how pages relate to each other.
💡FAQ schema missing. Adding FAQPage schema lets AI models directly extract Q&A pairs for Featured Snippets and chatbot answers.

📐 AI Efficiency Metrics Docs

84
AI Extractability
Low
Crawl Cost
None
Blocklist Risk
Extractability84/100 — AI models can easily extract answers from this page
Crawl CostLow (30/100) — efficient for AI crawlers to process
Blocklist RiskNone — 0 of 5 AI crawlers blocked

Token Bloat Research

32%
🗑️ 68%
Useful Content (32.1 KB)Bloat (65.9 KB)
Token Bloat Ratio3.1× — Lean

Multimodal Readiness

Visual Context40% Optimized for Vision
Image Alt Coverage4 / 10 images have alt text

TDM Rights

TDM-Reservation HeaderNot set
X-Robots-Tag: noaiNot set
💡Only 40% of images have alt text. Add descriptive alt attributes so multimodal AI (ChatGPT Vision) can understand your images.

🔥 Structural Entropy Check Research

48 Entropy
Fair Token Bloat: Medium
Noise Ratio: 67.2% · SNR: 0.49 · Signal: 8228 / Noise: 16879 tokens

🔬 AI-Crawler Simulation

See your website the way AI crawlers do. CSS stripped, structure labeled, content chunked.

🌐
This is what humans see — styled, branded, visual.
Toggle to "AI Agent View" to see what GPTBot, ClaudeBot, and other AI crawlers actually extract from this page.
🤖

AI Answer Preview

NEW

See how AI models summarize your site. Left: your actual content. Right: what the LLM extracts and says about you.

Simulating AI extraction…
🧠

The LLM Interpretation

AI-VERIFIED

A local LLM (mlx-community/Qwen2.5-7B-Instruct-4bit) analyzed the extracted content of stearnsbank.net and produced this structured business intelligence. Fields marked SEMANTIC VOID indicate information the AI could not find — a critical gap in your site’s machine-readability.

Core Offering
SBA Loans, Equipment Financing, USDA Rural Development
Target Audience
Business owners and rural communities
Pricing Model
Not explicitly mentioned
🛡️ Compliance Standards
SOC2HIPAA
Model: mlx-community/Qwen2.5-7B-Instruct-4bit · Analyzed: 2026-02-26 · Data extracted from the site’s main content via strict JSON prompting.

🔧 Tech Stack

AI-Readiness Score50/100
Servercloudflare
CDNcloudflare
HTTP Status200
Load Time3062 ms
Raw HTML Size98.1 KB
Visible Text Size32.1 KB

Performance & Speed

40/100 20 % of Global Score 🟢 High Confidence

⏱️ Time to First Byte

3062 ms
Slow — bots may time out or deprioritise

Google considers <200 ms "good". AI crawlers may have even shorter timeouts.

📦 Page Weight

1015
DOM nodes
98 KB
HTML payload
Lean page — fast for bots and users

🗄️ Cache & CDN

  • ✓ Cache-Control header → s-maxage=36000, max-age=5
  • ✗ CDN cache status
  • ✓ CDN detected → cloudflare

🔬 Tracker Tax

1
tracker scripts
1
third-party domains
0.0%
token overhead
Minimal tracker load — clean signal for bots
googletagmanager.com
📐 How the Performance Pillar score is calculated

Perf Pillar = TTFB (35 pts) + Page Weight (25 pts) + Cache/CDN (20 pts) + Tracker Tax (20 pts)

TTFB <200 ms = full marks. DOM >3000 or payload >300 KB incurs heavy penalties. Tracker scripts beyond 5 reduce score.

🏗️

Architecture & Trust

70/100 15 % of Global Score 🟢 High Confidence

🗺️ Sitemap & Robots

  • ✗ Sitemap declared in robots.txt
  • ✓ Googlebot allowed
  • ✓ GPTBot allowed
  • ✓ ClaudeBot allowed

🔗 Linking

21
internal links
228
external links
Good internal linking — helps crawlers discover content

🔒 Security & Trust

  • ✓ HSTS header (Strict-Transport-Security)
  • ✓ Content-Security-Policy header
  • ✓ HTTP status 200 OK (got 200)

♿ Accessibility Signals

  • ✓ HTML lang attribute → en
  • ✓ Meta viewport for mobile
  • ✓ Single H1 for screen readers
📐 How the Architecture Pillar score is calculated

Arch Pillar = Sitemap & Robots (30 pts) + Linking (25 pts) + Security (25 pts) + Accessibility (20 pts)

Having a valid sitemap, allowing AI bots, HSTS, and a good internal link count are the highest-impact items.

🏅 AI-Verified Trust Badge

Your site scores 78/100. Reach 80+ to unlock the green "AI-Verified" badge. Fix the issues below to improve your score.

AI-Verified badge for stearnsbank.net
Pending Audit — score below 80 threshold
<a href="https://seodiff.io/radar/domains/stearnsbank.net" rel="noopener"><img src="https://seodiff.io/api/v1/badge?domain=stearnsbank.net" alt="AI-Verified by SEODiff" width="280" height="52"></a>

💡 Paste in your site footer, GitHub README, or email signature. Badge updates automatically as your score changes.

🔗 Similar finance Sites

Domains with a similar tech stack, industry, and AI readiness profile to stearnsbank.net. Compare side-by-side.

Domain ACRI AI Score Tech Stack Token Bloat Schema
stearnsbank.net (this site) 78 85 Custom / Proprietary 3.1× 2
stearnsbank.com 78 85 Custom / Proprietary 3.1× 2 Compare →
anadolubank.com.tr 78 83 Custom / Proprietary 2.1× 2 Compare →
1000bankov.ru 76 83 Custom / Proprietary 3.4× 2 Compare →
mechanicsbank.com 77 84 Custom / Proprietary 2.2× 2 Compare →
crif.com 77 82 Custom / Proprietary 2.7× 3 Compare →
Compare All 5 Similar Sites →
🩹

Remediation Patches

COPY-PASTE

Auto-generated code fixes tailored to stearnsbank.net. Copy and paste these into your codebase to improve AI visibility. These patches are mathematically proven to increase extraction accuracy →

Add FAQ Schema
Medium Impact ⏱ 10 min
FAQ schema lets AI models directly extract Q&A pairs. This is the easiest way to get featured in AI responses.
html
<script type="application/ld+json">
{
  "@context": "https://schema.org",
  "@type": "FAQPage",
  "mainEntity": [
    {
      "@type": "Question",
      "name": "What is Stearnsbank?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Add your answer here — describe what Stearnsbank does in 1-2 sentences."
      }
    },
    {
      "@type": "Question",
      "name": "How does Stearnsbank work?",
      "acceptedAnswer": {
        "@type": "Answer",
        "text": "Explain the key features and how users interact with Stearnsbank."
      }
    }
  ]
}
</script>
📈

Projected Impact

ROI EST.

If you apply the patches above, here's the estimated improvement for stearnsbank.net:

Current Score
85
Projected Score
88
Improvement
+3 pts
Add FAQ schema +3 pts

*Estimates based on SEODiff's scoring model. Actual results depend on implementation quality.

📋 Data Export

Download scores and metadata for audits, client reports, or CI/CD pipelines. Exports contain computed metrics only (no copyrighted content).

All data is generated automatically and updated with each crawl. JSON exports contain scores and metadata only (no copyrighted content).

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🧭 Self-Diffing (Private Layer)

For owned domains, combine this world snapshot with private drift + regression history.
Template Drift
Track in My Site
Drift → Traffic Impact
In development coming soon
Regression Incidents
Track in My Site
Internal Linking
Deep Audit graph
Semantic Structure
GEO view in Deep Audit
Content Quality
Thin/duplicate tracking

🕒 History

Score over timeAvailable in My Site history
Drift eventsTemplate timeline + incidents
Drift → Revenue AttributionComing soon
Schema/rendering/extractability changesTracked per scan in project history